| Risk Solutions Insurance is a service offered by Travelers Guarantee to the self-insured market. Alternative mechanisms The traditional insurance marketplace can be unpredictable from a coverage perspective. To protect against loss, many corporations make use of alternative mechanisms, including captives, reimbursable programs, self funded deductibles, and others. We offer a Canadian domestic facility which provides risk protection and also addresses regulatory and creditor requirements. In addition, our exclusive international partners underwrite products unique to the Canadian insurance market. Travelers Guarantee's expertise Through quota share reinsurance partnerships, we have developed Canadian expertise in such areas as Consumer Products, Warranty Insurance and other niche classes. We provide the required underwriting expertise and administration for Canadian risks. We have a complete understanding of the Canadian regulatory environment, and are able to ensure our clients meet their corporate goals of effectively managing risk. Our focus We focus on the quality of the individual risk, not the class of business, in determining opportunities that fit into our underwriting philosophy. Some features we look for are: - low individual limit - spread of risk - knowledge - financially secure reinsurers - short tail (most cases) |
